August 19, 2015

Identity Theft

Identity Theft Can Happen To You

Every 2 seconds someone just like you falls victim to identity theft in this country.  In the time it takes to read this page another 250 Americans will discover that their credit has been compromised and their personal information is no longer secure.

ID theft is the fastest growing non-violent crime in the U.S.—and it’s only getting worse!   

How It’s Done

CYBER-THEFT— Cyber thieves troll the Internet for your personal information and accounts.  Some are savvy enough to breach secure banking and retail sites.

POINT-OF-SALE PURCHASES—Service workers and healthcare providers all have access to your personal account information.  A moment is all it takes to imprint your credit card or copy your Social Security number and birthdate.

DISCARDED STATEMENTS and MAIL—Some criminals are bold enough to rummage through your trash or steal from your mailbox.  Loads of personal identifying information and accounts can be obtained in this way.

EMAIL, TEXTS and VOICE MESSAGING, known as Phishing, Smishing and Vishing is rampant.  Identity thieves send emails, texts, or pre-recorded phone messages to victims tricking them into revealing personal information.

DON’T BE THE NEXT VICTIM—FIGHT BACK

Simply checking your credit report once a year is not enough.  By the time you discover that someone has stolen your identity, the damage has already been done.  Identity theft products are designed to protect you by scanning your credit accounts daily and notifying you the minute unusual activity is detected.  If thieves do manage to gain access to your personal information and accounts, many ID theft services offer extended support to help you cancel accounts and replace stolen documents and credit cards.

Our Best Pix For ID Theft Products

While each of these services earns high marks for credit monitoring, email and text alerts, and customer support, BestCredit.net let’s you compare each of the products side-by-side to get exactly the kind of theft protection that’s right for you.

Identity Guard

Total Protection Plan

  • Online “Black Market” Monitoring
  • ID Verification Alerts
  • Lost Wallet Protection
  • ID Vault® Password Protection
  • Address Change Monitoring
  • Daily 3-Bureau Credit Monitoring
  • Quarterly credit bureau reports and scores
  • Public Record Monitoring
  • PC Keyboard Encryption Software

Great Value For The Money

Identity Guard offers a variety of identity protection services for both your computer and the Internet. Services include quarterly credit reports and scores, software protection and theft recovery support for consumers looking for affordable identity theft protection.  Besides monitoring individual accounts for fraudulent activity, the company scans specific Internet sites for transactions involving Social Security numbers and looks for changes in credit scores.  Up to the minute email alerts and 24-hr customer service make Identity Guard a great choice for economy minded individuals.   The free 30-day trial let’s you try Identity Guard before signing up for one of three plans, Essentials $9.99/mo., Total Protection $19.99/mo. or Platinum $24.99/mo.

LifeLock

  • Identity Threat Detection and Alerts
  • Black-Market Website Monitoring
  • Lost-Wallet Protection
  • $1 Million Total Service Guarantee
  • Public Records Monitoring
  • Sex Offender Registry Reports
  • Monthly Credit Score Tracking

Comprehensive Protection

LifeLock offers plans to fit any budget through its LifeLock Standard $8.99/mo., Lifelock Advantage $17.99/mo. and LifeLock Ultimate Plus/ $26.99 programs.  In addition to monitoring credit reports for unauthorized purchases and activity, the company assists consumers by working with credit bureaus to reduce the amount of pre-approved solicitations for credit.  LifeLock also offers LifeLock Junior that helps protect children from the growing trend toward child identity theft as well.  Whether you just want credit alerts, banking alerts and credit reports, or nationwide tracking of all financial applications in your name, this company offers a combination of products and services. 

Identity Force

Identity Force—Ultra Secure

  • 24-hr monitoring of personal information prevents unauthorized trading and selling
  • Public records search including sex offender registry
  • Instant alerts when misuse of personal information is detected
  • Certified protection experts help contact necessary agencies and institutions in the event of identity theft.
  • $1 million in theft insurance to cover unexpected losses
  • Optional additional services to protect children from ID theft

Multiple Site Monitoring

Identity Force monitors your personal information, alerts you to activity involving your accounts or information and protects you every way possible if an incident does occur.   The company’s Ultra Secure $17.95/mo. and Ultra Secure + Credit $23.95/mo. plans offer enhanced protection, monitoring thousands of black market websites, chat rooms, blogs and payday loan sites for your personal information.  If someone attempts to use your identity in any way, Identity Force will know.

idRadar

  • Password manager and digital wallet 
  • Anonymous web surfing
  • 24/7, 365 personalized support
  • Tri-bureau monitoring and scores
  • Disposable emails for privacy and security
  • Scanning of Internet information trading sites
  • idRadar password genie for up to 5 devices
  • Medical records surveillance

Cutting Edge Technology With Consumer Education

Created by former CIA members and espionage experts, idRadar specializes solely in identity theft.  Developed to protect not only your Internet activity, but also your individual devices, the company focuses on prevention and security for your passwords and electronic transactions.  idRadar ($25/mo. or $275/yr.) offers consumers cutting edge technology along with regular articles, blog posts and a monthly newsletter geared towards identity theft and prevention. 

ID Cuffs

  • Antivirus and Spyware Protection
  • Social Security number monitoring
  • Personal recovery assistance
  • Computer protection software
  • Bank account security alerts
  • Credit score updates
  • Child/student identity protection
  • Password protection software

Additional Protection Through Elimination Of Credit Solicitation

ID Cuffs emphasizes theft protection through a four-way prevention strategy.  The company monitors bank accounts and credit bureaus and provides alerts if   suspicious activity is detected.  What’s different however is that they work to eliminate mail offers for credit and insurance, as well as telemarketing calls soliciting credit cards and loans.  ID Cuffs also offers child and student protection for every member of the family.  The service is a bargain at $19.99/mo. for an individual membership and $29.99/mo. for complete family coverage.

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