With mounting consumer debt on the rise, many individuals seek debt consolidation solutions as a way to combine several monthly payments, lower interest rates, or reduce the balance of debt overall. While making financial decisions to consolidate debt, these 10 tips can help.
There’s no greater financial freedom than eliminating credit card debt when you’ve been struggling to get ahead financially for years. By taking specific steps to get control of your credit accounts, you’ll not only save thousands of dollars in the long run, but will actually gain greater buying power, as your credit status improves. Follow[…]
If we can’t eat it—We don’t need it! This may be the mantra for some American families, but in a modern world even the most budget conscious individuals have needs that go beyond the bare bones basics. Healthcare, utilities, education and entertainment are all part of the big financial picture for most of us. 10[…]
Whether living single or raising a family, most Americans try to save a buck on food, merchandise, and services where they can. The following tried and true money saving ideas help millions of individuals keep thousands of dollars for themselves over time. *CONTINUE USING NAVIGATION BUTTONS BELOW!*
Next to your medical profile and motor vehicle record, your credit report may be the most important document you’ll ever need. Contained within your credit report is a three-digit number that signals to lenders whether you’re a good credit risk, or someone who’s had difficulty paying bills, from time to time. Your credit report contains[…]
Every 2 seconds, an identity is stolen in the U.S. Without warning, 1 out of 15 individuals will have their world turned upside down. One of the fastest growing areas of identity theft (and one of the most serious) involves medical identity theft. Once individuals obtain specific personal identifying information, or healthcare-related data, a fraudulent[…]
In a world where credit bureaus update over 1 billion accounts each month, and handle more than 600 million credit files, is it any wonder that 1 in 5 consumer credit reports contain errors? And that’s not all. According to the latest online survey (Harris Poll 2018) nearly 60 million Americans have been affected by[…]
Credit providers use credit scores as a way to gauge risk. Credit scores based on payment history are a predictor of how well borrowers will pay their debts in the future. By understanding credit scores and the way they work, you’ll be better prepared to make necessary changes to your financial habits and the way[…]
Getting the best financial terms and knowing what to expect is critical when borrowing money, whether long-term or for just a short time. We’ve combined some of our most popular calculators to help you manage your budget and plan your financial future.
According to the Bureau of Labor Statistics, nearly 61 million Gen Z’ers will prepare to enter the workforce in 2018. These are the post 1996 babies who’ve grown up with Smart phones in their hands, and technology at their fingertips. And while pay and job satisfaction will be the most important deciding factors for prospective[…]